Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Raise Your Retirement Income Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity. Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.