Pat Mione, CLU

Pat Mione started the Apical Meristem Company in 1997 to provide outstanding customer service in the group and individual market. With 37 years of experience in the industry, including a 2 year term as President of Lone Star Health Plans, she brings a great depth of knowledge and experience to all her client relationships. Pat's expertise is in employee benefits package design and implementation, health care reform compliance, Social Security and Medicare enrollment strategies, and personal financial planning, including retirement strategies, asset reviews, and objective investment audits. Her professional designations include Chartered Life Underwriter (since 1978) and Series 6, 7, 63, and 65 (since 1998) registrations held with LPL Financial.

In her free time, Pat enjoys travelling, collecting art, and reading. She is also an audiobook connoisseur.


Sherry Carroll
Client Services Manager

Sherry Carroll brings decades of experience in the insurance industry to her work at the Apical Meristem Company, where she has been assisting clients for over 13 years. As a licensed insurance agent and certified Patient Protection and Affordable Care Act professional, Sherry's expertise is in individual life, health, and long term care policies, claims issue resolution, and group benefits administration and legal compliance. She is a strong customer advocate, and clients can always rest assured knowing that she is working on their behalf.

A lifelong Houstonian, Sherry is an active community member, volunteering annually for the Houston Livestock Show and Rodeo, as well as dedicating her time and energy to her church and her family. She enjoys hunting and fishing and is a great cook.


Clara V. Reed
Client Services Specialist

Clara V. Reed joined the Apical Meristem Company in 2013, and is often the first voice you will hear when calling in to our office. She enjoys assisting clients with understanding and selecting their benefits, and working with group administrators to manage employee enrollments.

Clara is a student at the University of Houston. She enjoys hiking, singing, dabbling in foreign languages and the arts, and spending time with her family and her cat.