Apical Meristem Company

The Company Name

"How was your company named?"

That has been the most frequently asked question since the business was formed on June 1, 1997.  Erin Mione gets credit for coming up with the name.  She was taking Biology at the time and thought the words sounded "neat".  When asked what they meant, she said that the apical meristem is the part of the plant that makes it grow.  Because we work with growing companies and the individuals that help those companies grow, we thought it was a good fit.

We are a financial services and insurance brokerage firm servicing the Houston area. 

At The Apical Meristem Company, we believe that a plan is a powerful tool. Reaching your long-term insurance and financial objectives hinges on having the right plan -- one that fits your unique circumstances and grows with you. Planning your financial and benefits future can be a daunting task. That's where The Apical Meristem Company comes in. We're trained, licensed professionals, and we can draw on years of individual and group benefits experience when creating a long-term strategy. Whether your concern is paying too much in premiums, or not having enough money to last throughout your retirement, we can help you.

We are registered and licensed to offer a variety of financial and insurance products, including

  • Group and Individual Health Insurance
  • Travel Insurance
  • Vision
  • Dental
  • Group Life/AD&D
  • Long Term Care
  • Disability - Short and Long Term
  • Fixed and Variable Annuities
  • Fixed and Variable Life Insurance
  • 401(k) Plans
  • Wills & Trusts Funding
  • Estate Strategies
  • Cafeteria Plans

Please call today if you think your plan is out-of-date. Most people need to update their insurance and/or financial plan each year to help ensure that it is in step with their life. If it's been a while, act today.

The process I follow in completing a total financial strategy consists of:

Gathering and analyzing your financial situation to develop a clear picture of your specific needs, assets, liabilities, and risk tolerance;

  1. Designing a benefits and  financial strategy that takes into account the full range of needs you have now, and those needs you may have in the future; and
     
  2. Periodically reviewing your strategy, consulting with you to make appropriate adjustments, and assisting you in keeping your plan on track.